Florida Hurricane Insurance and Flood Insurance: Who Pays for What Florida hurricane insurance (the wind part of your homeowners policy) and flood insurance are two separate policies, two separate claims, and two separate deductibles, even when one storm causes all the damage. Wind and wind-driven rain go to your homeowners carrier. Storm surge and rising […]
Fairlane Harbor Vero Beach: The 55+ Manufactured Home Community on the Indian River Lagoon Fairlane Harbor is a gated 55+ manufactured home community at 1500 Indian River Boulevard in Vero Beach, on about 40 acres along the Indian River Lagoon with 232 home sites. It’s a land-lease community run by Newby Management. You own the […]
Park Place Sebastian: A 55+ Manufactured Home Community on a Spring-Fed Lake Park Place is a gated, 55+ manufactured home community at 1001 West Lakeview Drive in Sebastian, owned and run by Sun Communities. It’s a land-lease community. You buy the home, you rent the lot, and the lot rent is the number that decides […]
Vista Royale Vero Beach: 55+ Condos on a 27-Hole Golf Course Vista Royale is a 55+ condominium community in Vero Beach’s 32962 zip code, built around the 27-hole golf course now run as American Golf Club. It’s big. Listing data puts it at about 1,500 homes, mostly one- and two-bedroom condos. Condos listed in 2026 […]
The Best Coastal Cities in Florida for Retirees (2026) The beach is the easy part. Insurance cost, hospital distance, and your condo association’s reserve funding decide whether the retirement actually works. Atlantic coast markets are holding value far better than the Gulf. Indian River County is down 2.5% year over year while Charlotte County is […]
Oak Harbor Vero Beach: Gated 55+ Living With a Member-Run Club Oak Harbor is a gated 55+ community in Vero Beach’s 32967 zip code with about 235 homes, a mix of golf cottages, single-family homes, villas and about 60 condos. It started as the senior living section of Grand Harbor before it was split off […]
Lost Tree Preserve Vero Beach: Gated Ryan Homes Community, Now Resale Only Lost Tree Preserve is a gated single-family community in Vero Beach built by Ryan Homes. The builder has sold out, so every home you buy now is a resale. It has about 199 homes, in one- and two-story plans with three to five […]
Vista Gardens Vero Beach: Affordable 55+ Condos Near McKee Botanical Garden Vista Gardens is a 55+ condo community of 644 units in two-story buildings, just east of US-1 in Vero Beach on land that was once part of McKee Botanical Garden. Units run from about 630 to 1,190 square feet, one or two bedrooms, and […]
Sebastian Highlands: What You’re Buying in Sebastian’s Biggest Neighborhood Sebastian Highlands is the old General Development Corporation plat that covers most of Sebastian’s non-gated neighborhoods, roughly 1,345 acres of mostly quarter-acre lots. There’s no HOA on most Highlands streets, so boats, RVs, and your own paint colors are between you and the city code, not […]
Indian River Club Vero Beach: Homes, Membership, and Fees Indian River Club is a 300-acre gated golf community in south Vero Beach, about a mile west of US-1 on Highland Drive, with a private Ron Garl course that opened in 1995. The club is non-equity, and the club and several local agents describe membership as […]