Aloha. My name is Jon Sterling.
Talking about money is considered taboo in many circles. My aim is to change that. The reason this website exists is to raise the level of financial education for as many people as possible.
Whether you are flat broke, at the beginning of your financial journey, or advanced in your finances, there is something for you here.
My personal goal is to get 1000 or more people on the path to FIRE (Financially Independent, Retired Early), regardless of their current financial situation.
Why should you listen to what I have to say?
Well, I’m not sure you should. You should do your homework. I do my best to provide useful and interesting information in the world of personal finance, and you may or may not agree with what I say. That’s fine with me. If you don’t have any haters, you’re simply not trying hard enough, ya know?
A week before my ninth birthday, I scored a newspaper delivery route in my neighborhood. My parents (wisely) decided that I could keep $10 a week to spend as I pleased and the rest of the money went into a mutual fund. That’s right. A mutual fund at age nine.
The first individual stock I bought was Steak ‘n Shake. A few months after that, they did a stock split and I ended up with twice as many shares. I was only eleven, but I understood that was probably good for me somehow.
So I have been at this for a while now.
My professional career has been spent in two areas: Helping people build small businesses and helping people make smart investment decisions.
Most of that has been done with real estate as the main vehicle, although I am constantly reading and learning about investment vehicles of all forms, and I have significant experience across the entire range of investments and forms of business ownership. On a few different continents, to boot!
Have a look around. I post updates and new articles on a regular basis and you can subscribe if you’d like to receive updates in your inbox. You can also try the fancy Early Retirement Calculator to see how close you are.